Terms

Effective date: May 7, 2026

Treasure Ledger™ is provided as a personal finance planning tool. It is not financial, tax, legal, investment, or accounting advice.

Purchases And Subscriptions

The paid App Store download includes manual planning features. Treasure Ledger™ Plus is an optional Apple auto-renewing subscription that unlocks bank syncing, automatic imports, and paid cloud automation features. Apple manages subscription billing, cancellation, and refunds.

No Money Movement

Treasure Ledger™ does not initiate money transfers, bill payments, or payment execution in the current version.

Accuracy

Forecasts, categories, alerts, and goal calculations are estimates based on available data. Users are responsible for reviewing financial information before making decisions.

Apple Standard EULA

Unless a custom agreement is provided in App Store Connect, use of the app is also subject to Apple's standard end user license agreement: Apple Standard EULA.

Contact

For terms or support questions, email daniel@hfmg.us.